Posted on Feb 22, 2017
So, you have made the decision to remodel your home. Kitchen remodeling is one of the first rooms that homeowners explore with regard to renovations. The kitchen is the main gathering place in the home for families and friends. It is the area where socialization happens frequently, so it makes perfect sense to choose to remodel this room in your home first. The project can be extremely fun and should be looked upon as such. There are so many small changes that can be made to completely transform this room that it is mind boggling. Let us talk a bit about whether this remodeling project is a sound financial decision.
First, you should look at the long-term picture. Are you remodeling the kitchen for your own preferences, or will you be selling the home at any point in the future? In either case, renovations to the kitchen can help save money in the future, however, if you are planning to stay in the home, your choices can help save on your monthly utility bills. You can opt for new energy efficient windows that can save you on your monthly electric payments. You can also install low flow faucets to save on water consumption. Buying appliances that are more energy efficient is a great investment and you will also experience personal satisfaction that your new kitchen is more operational and updated.
If you are planning on selling your home in the future, you can expect a very significant return on your investment. If you ask any realtor, they will tell you that one of the first things a potential buyer is interested in is the kitchen. If your kitchen is fresh and updated with contemporary finishes (counters, cabinets, flooring) it will make your home stand out against homes that have a more dated kitchen. You can expect to get a return of at least 40% of your remodeling investment when you go to list your home.
A home kitchen makeover is a very prudent choice, especially if you can only remodel one room. The kitchen is central to the home and you spend a lot of time there cooking, eating and socializing. The benefits of new and updated appliances, and other elements far outweigh the costs you may incur. You will be surprised at how far you can get on your proposed budget, and you’ll be left with the feeling that it was money well spent.
by: Leonard Simmons
Posted on Feb 15, 2017
With this kind of loan, you can buy raw materials, equipment or office furniture to stay ahead in this highly competitive business world, where various businesses of the same nature crop-up every other day. These loans are a sure-shot way to survive here and emerge as winners. In addition to this, you can hire more employees to offer quality customer service to all clients and promote your business like you always desired. Whether it is cash that a borrower need desperately or you simply wish to spruce up your current business, these loans can do it for you without delay.
More often than not, a young business entrepreneur approaches either money-lending firms or banks for a loan needed to start a business. However, in this day and age, you can apply for it from the comfort of your home. It is the online mode of application that has enabled a large number of people to fetch instant funds. The Internet is just the right tool to search for such loans. Ever mounting competition midst online money-lenders has proven beneficial for borrowers, for they have a range of options to choose from. You can choose the one that fits your existing business needs and is available at reasonable interest rates.
Even those who have a faltering credit background can finance their new business with these loans. Obtaining this financial assistance is not at all an easy job if you are living with tags like insolvency, county court judgments, arrears, foreclosures, non payments or late payments, individual voluntary arrangements or defaults. However, with these loans even they can grab funds without giving a second thought.
Business loans tend to carry a high rate of interest. It is, therefore, suggested that you only get this loan after conducting the proper research. Make sure that you spend the acquired amount carefully so that you have sufficient funds at the later stage. Compare online quotes before making any decision. Funds to start a new business are just a few clicks away.
by: James Addevsen
Posted on Feb 14, 2017
Homeowners who want to express their own unique style can blend a mix of traditional and contemporary elements, says Erinn Valencich, L.A.-based designer and blogger for HGTV’s Design Happens. Whether it’s neutral colors with a bold chair or a formal fireplace with art deco accessories, homeowners can create a space that is both comfortable and dynamic.
“Attractive eclecticism can help make your home space a truly accurate reflection of your individuality,” says Valencich. “Combining shapes, styles and colors makes a very original statement.”
Set a good foundation
Eclectic style can include a variety of periods and styles and is connected through the use of color, texture, shape and finish. With such a bevy of decor options, an eclectic room can easily turn chaotic. That’s why Valencich recommends starting with a good foundation, the floors.
“I like to design a room from the ground up,” she says. “A new floor is a great place to start for a fresh look and feel; floors not only ground the room, but they provide the design foundation.”
“A good strategy when designing an eclectic room is to start with a neutral colored floor to help tie all the elements together,” says Valencich. “Grey toned floors are the latest design trend and they open up the possibilities for a wide range of decorating styles and color palettes.”
A neutral color floor isn’t “blah” or unattractive, adds Valencich. A floor like Quick-Step’s new Reclaime flooring in Heathered Oak serves as a pleasing canvas to create your eclectic room design, while also adding an attractive level of style and artistry to a room. This floor gives the same visuals and charm of a hardwood floor constructed from reclaimed, vintage wood which adds depth and personality to the room.
Another advantage to a neutral color floor is that as your room decor changes through the years, your floor will transition nicely.
“The great thing about spaces decorated in an eclectic style is they can easily be changed depending on mood, inspiration and budget,” she says. “That’s why it’s important to have flooring that is versatile enough to adapt to your changing style.
An eclectic room doesn’t have to be a hodgepodge or random assortment of items. “Have a planned and deliberate design,” says Valencich. “Eclectic rooms benefit from the same principles of design seen with other styles.”
* Balance. “Edit your collection to create harmony and focal points,” she says. “Practice moderation with your pieces.”
* Harmony and unity. “Group objects that work well together,” she adds. “For example, use different chairs around your dining table, but paint them the same color to unify the look.”
* Scale and proportion. “A mix of small, medium and large pieces helps balance out a room and keeps it from looking cluttered,” she says.
Valencich says to keep the design principles in mind while mixing unexpected pieces to create a gorgeous effect.
* Create a tidy grid of art to balance out weathered pieces and graphic patterns.
* Use nature to help create your eclectic look. Airy flower arrangements atop a dark, antique table give a balance of dark and light colors.
* Play with textures in your room. From an old frame with the paint peeling to nubby rugs to silky pillows, textures keep the room interesting and inviting.
* Let your personality shine through with what you love. Do you have a collection of seashells or other trinkets? Use those pieces in an everyday nook.
“As you create your own eclectic look, remember to be adventurous and a little daring,” says Valencich. “The most unexpected pairings can make the most refreshing looks.”
Posted on Feb 8, 2017
Posted on Feb 1, 2017
(BPT) – Most homeowners recognize the importance of protecting their homes from fire. They do this by checking the batteries in their smoke alarms, completely extinguishing fires in their fireplaces and keeping flammable materials away from candles or space heaters. However, while fire safety is front and center, many homeowners overlook the ways they can protect their families from carbon monoxide (CO) poisoning.
And that’s a mistake no homeowner can afford to make.
Census data shows most homes in the U.S. have either fuel-burning appliances or an attached garage, but only approximately half of all homes have a working CO alarm – the only safe way to detect this odorless, colorless and invisible threat. Carbon monoxide is the leading cause of accidental poisoning deaths in the United States; claiming more than 400 lives each year, according to the Centers for Disease Control and Prevention. In addition, more than 20,000 people visit the emergency room and more than 4,000 are hospitalized due to accidental CO poisoning annually.
Thankfully, protection can be as simple as applying these five tips.
Seek professional help. One of the most common causes of CO poisoning is a filthy or inefficient heating system. Poorly maintained chimneys and flues can crack, causing ventilation problems and preventing CO from escaping up the chimney. Likewise, a faulty furnace could also emit CO into the home. Have your chimney or heating system cleaned and serviced by trained technicians annually to eliminate this risk.
Add or upgrade your carbon monoxide alarm. Your CO alarms are just as important as your home’s smoke alarms, so make sure you have one and that it is working properly.
Keep the grill and generator outdoors. Using a grill or generator due to a power outage? Put on a jacket and go outside. Never bring the grill indoors or operate it or a generator in a space attached to your home such as a porch, patio or garage. Both can emit high levels of CO, and need plenty of ventilation. Even having the garage door open does not offer enough air flow to reduce CO levels.
Use your indoor appliances properly. Only use appliances as they are designed by the manufacturer. For instance, never use gas appliances, like your range or oven, to heat in the house. This increases your risk of CO poisoning.
Know the symptoms. CO symptoms mimic the flu without fever. Since winter is also peak flu season, know the difference. If you or a loved one is feeling confused or dizzy, or if he/she is suffering from headaches, nausea, sleepiness, vomiting or weakness, but has no fever, it may be a case of CO poisoning. Get the victim outside in fresh air and dial 911 immediately.
Carbon monoxide poisons thousands each year, but you can protect yourself and your family by employing the tips above.
Posted on Jan 25, 2017
Consider these top five color trends for kitchen and bath spaces:
1. Gray reigns king
The NKBA Trends Report names gray the coveted color of the year. According to the report, use of gray color schemes in both kitchens and baths has dramatically increased, particularly over the past year. The hue is currently used in 55 percent of kitchens and 56 percent of bathrooms.
“I regularly work gray into my projects because it instantly elevates the design and adds depth to the palette,” says senior interior designer Travis Rotelli, who works at the Kohler Design Center in Kohler, Wis. “I love incorporating it with Kohler enameled cast iron sink – there are five different shades of gray to choose from, which makes it easy to find one to complement the other colors in the space and then echo that shade through the backsplash tile or paint color.”
2. Bold and beautiful hues
Neutrals are classic, but pops of strategically placed color add life to kitchen and baths. “Emerald and varying shades of green are hot pops of colors, and the color will be all about cobalt,” states Rotelli. While he says “it” hues are fun, he encourages homeowners to identify colors they personally enjoy. “We all have one color we’re always drawn to; the one that repeats in our wardrobes and home decor. That is the color to use as an accent in the kitchen or bath. Color trends come and go, but one that resonates with your design aesthetic and reflects you as an individual you’ll always love,” Rotelli says.
3. Evolve from white
Neutral no longer simply means white. Homeowners are eagerly embracing other colors in place of white, like Dune from Kohler, available for sinks, baths, shower bases and toilets. “Dune is a subtle balance of beige and gray that brings a cool tone to the space – a true neutral that works well in place of white and adds a nuance of sophistication to the room’s color palette,” says Rotelli.
4. Colors that evoke emotion
“Color psychology is a powerful thing,” Rotelli says; restaurants use appetizing hues to stimulate hunger, and stores harness its influence in hopes that you’ll shop more. “Certain colors can evoke certain emotions throughout the home, as well.” Homeowners who keep the emotional aspect of color in mind during the design process reap the reward of a truly personalized space. “Blues and greens are popular bathroom choices for good reason: both evoke a soothing sense of calm and healing.” When it comes to kitchens, Rotelli says people are often drawn to colors from their past, because it evokes fond memories from their childhood.
5. Unexpected color
When it comes to color, sometimes you need to break the rules. Some of the best kitchen and bath designs incorporate color in unexpected ways. Remodeling projects provide the perfect opportunity to incorporate color beyond a fresh coat of paint or new window treatments. “Glass tile in kitchens or baths make it easy to introduce new color and texture,” Rotelli says. For those looking to create a more cultivated color scheme and palette, he also suggests thinking outside the box by considering a new faucet finish or incorporating new materials, such as metal. “I always encourage clients to have a little fun in the bathroom, and the sink provides a perfect opportunity, whether it’s a cast iron sink in a bright color, or a vessel sink that serves as functional art and a focal point for the space.”
If you’re ready for color, but still feel a little unsure, Rotelli has one final piece of advice: “When you do select a color, bring samples, swatches and chips home. Let them sit in the space and observe them at different times of the day. Materials can look much different in your home than how they appear under the bright lights of a showroom,” he says.